Lending Rate Update 🧮

Weekly lending rate updates on CeFi & DeFi platforms.

Jul 10, 2021

Hi everyone,

Click here to access the interest rate tracker. It’s been updated so you can see the best rates offered among the various lending platforms. Also, please consider signing up for new platforms with the referral links posted by the moderator. He updates and maintains the excel spread sheet. I’m sure he’d greatly appreciate it.

This week I’ll cover CeFi lending rate changes. Out of all the platforms I personally use here are some rates which stand out.

Ledn: BTC 6.1%, USDC 9.5%
Bitrue: USDC 10.8%
Kraken: ETH 7%
Nexo: BTC 6%, ETH 6%, USDC 10%

I’ve also linked video reviews above if you’re interested in learning more. Part of my cash out strategy involves depositing my profits into a few of these platforms to create a solid financial bedrock. At some point the we’ll see line between CeFi and Defi blur. Most CeFi platforms will source some or most of their yield from DeFi protocols. Moreover, they’ll integrate complex services by plugging DeFi protocols into their back ends. To prepare for this future, I suggest experimenting with a few CeFi platforms. In addition to the videos I’ve linked above you can check out my playlists which contain detailed reviews of all the platforms I’ve used.

Right now many of the most prominent Cefi players are investing in the infrastructure required to materialize what I’ve described above.

DeFinance @Di_Finance

$Nexo Backs Qredo’s $16M Token Sale to Bolster Institutional Access to DeFi via /r/CryptocurrencyFinance

ift.ttr/CryptocurrencyFinance - $Nexo Backs Qredo’s $16M Token Sale to Bolster Institutional Access to DeFi1 vote and 0 comments so far on Reddit

BLOCKFI

TIER 1 TIER 2 TIER 3

BTC 4.00% 1.50% 0.25%
ETH 4.00% 1.50% 0.25%
LTC 4.50% 2.00%
BAT 3.65% 1.40%
LINK 3.00% 0.50%
UNI 3.75% 1.50%
BUSD* 7.50% 5.00%
GUSD* 7.50% 5.00%
DAI* 8.50% 6.00%
PAX* 7.50% 5.00%
USDC* 7.50% 5.00%
USDT* 7.50% 5.00%
PAXG^ 2.00% 0.50%

CRYPTO.COM

< 2,500 CRO STAKED > 25,000 CRO STAKED

FLEXIBLE 1 MONTH 3 MONTHS FLEXIBLE 1 MONTH 3 MONTHS

ETH 3.50% 4.50% 5.50% 4.50% 5.50% 6.50%
DOT 0.50% 1.00% 2.00% 3.00% 10.00% 12.50%
MATIC 6.00% 8.00% 10.00% 8.00% 10.00% 12.00%

CELSIUS

IN-CEL IN-KIND USA USA

TIER 1 TIER 2

BTC 4.40% 3.51% 6.20% 3.51%
ETH 6.35% 5.05% 5.35% 5.05%
DASH 5.78% 4.60% 4.60%
MATIC 13.30% 10.51% 10.51%
BNB 8.46% 6.71%

BITRUE

LOCKUPS POWERPIGGY

(APR) (APY) (APR) (APY)

BTC 8.50% 8.84% 3.60% 3.66%
ETH 11.00% 11.57% 3.60% 3.66%
LTC 4.30% 4.39%
XRP 6.10% 6.27% 3.60% 3.66%
BCH 4.30% 4.39%
EOS 1.50% 1.51%
ATOM 1.50% 1.51%
XLM 4.30% 4.39%
ADA 7.00% 7.23% 4.60% 4.70%
CAKE 65.00% 88.33%
LINK 7.00% 7.23% 4.80% 4.91%
SOL 2.00% 2.02% 12.00% 12.68%
VET 7.00% 7.23% 3.60% 3.66%
DOT 7.30% 7.55%
KSM 1.50% 1.51%
TRX 5.30% 5.43%
XEM 1.50% 1.51%
DOGE 2.50% 2.53%
SHIB 1.00% 1.00%
MATIC 5.00% 5.12%
ZAP 0.09% 0.09%
HOT 5.30% 5.43%
ZIL 10.00% 10.47% 6.80% 7.02%
NPXS 5.30% 5.43%
WAN 5.30% 5.43%
DIVI 7.30% 7.55%
LUNA 18.00% 19.56% 8.00% 8.30%
XDC 0.09% 0.09%
BTR 7.30% 7.55%
UNI 1.50% 1.51%
AAVE 1.50% 1.51%
SUN 0.09% 0.09%
KLV 0.09% 0.09%
DEP 0.09% 0.09%
QNT 2.00% 2.02%
ASK 0.09% 0.09%
XYM 1.90% 1.92%
TEL 0.80% 0.80%
BANANA 60.00% 79.59%
MIR 10.00% 10.47%
VRA 1.00% 1.00%
HBAR 2.00% 2.02%
CSCXRPL 4.00% 4.07% 6.00% 6.17%
SAFEMOON 2.00% 2.02%
GALA 1.50% 1.51%
SDT* 0.09% 0.09%
TUSD* 20.00% 21.94%
USDC* 10.80% 11.35%
USDT* 22.00% 24.36% 10.80% 11.35%

NEXO

IN-KIND IN-NEXO

BTC 6.00% 8.00%
ETH 6.00% 8.00%
LTC 6.00% 8.00%
XRP 6.00% 8.00%
BCH 6.00% 8.00%
EOS 6.00% 8.00%
XLM 6.00% 8.00%
ADA 6.00% 8.00%
BNB 6.00% 8.00%
LINK 6.00% 8.00%
DOT 6.00% 8.00%
TRX 6.00% 8.00%
HUSD* 10.00% 12.00%
DAI* 10.00% 12.00%
PAX* 10.00% 12.00%
TUSD* 10.00% 12.00%
USDC* 10.00% 12.00%
USDT* 10.00% 12.00%
PAXG^ 6.00% 8.00%

LEDN

BTC 6.10%
USDC* 9.50%

NEBEUS

JUNIPER SEQUOIA

BTC 3.50% 6.75%
ETH 3.50% 6.75%
USDC* 6.50% 12.85%
USDT* 6.50% 12.85%

KRAKEN

STAKING

BTC 0.25%
ETH 7.00%
ATOM 7.00%
XTZ 5.50%
ADA 6.00%
SOL 6.50%
DOT 12.00%
KSM 12.00%
KAVA 20.00%
FLOW 4.60%

HARU

EARN EARN +

BTC 6.60% 15.40%
ETH 6.40% 15.00%
USDT* 8.00% 15.20%

CEX.IO

STAKING

ATOM 9.00%
XTZ 6.00%
ADA 2.60%
DOT 10.00%
TRX 3.50%
NEO 1.50%
MATIC 10.00%
ZIL 16.00%
ONT 3.00%
MHC 14.00%
TON 10.00%

ABRA

RATE

BTC 3.60%
ETH 4.50%
LTC 5.25%
BCH 4.00%
XLM 4.00%
PAX* 8.00%
TUSD* 8.00%
USDC* 8.00%
USDT* 8.00%

VOYAGER

RATE

BTC 5.75%
ETH 4.60%
LTC 5.50%
XRP 2.00%
BCH 2.00%
EOS 2.00%
ATOM 3.00%
XTZ 2.00%
KNC 1.00%
XLM 1.00%
ADA 5.25%
BAT 1.00%
LINK 4.50%
COMP 4.00%
MANA 2.00%
DOT 12.00%
ZEC 1.00%
BSV 3.00%
ETC 1.50%
DASH 3.00%
DOGE 2.00%
MATIC 5.25%
ZRX 2.00%
OMG 1.00%
UNI 2.00%
AAVE 3.00%
GRT 2.00%
UMA 2.25%
OXT 1.50%
VGX 7.00%
CELO 3.00%
FIL 2.00%
USDC* 9.00%

Notable Tweets

Qi Dao @QiDaoProtocol

The base stablecoin pool for @BalancerLabs is now live on @0xPolygon! $MAI $DAI $USDT $USDC polygon.balancer.fi/#/pool/0x06df3…

Lao Zi @0xLaoZi

Base stablecoin pool for @BalancerLabs will go live soon! $USDT / $DAI / $USDC / $MAI The pool will receive triple rewards in $BAL, $MATIC, and $QI https://t.co/AfvRoIHSMX

Bancor @Bancor

🐳 $WBTC whales are moving in on the @WrappedBTC pool on Bancor! 🐳 Staking $WBTC with single-sided exposure & IL protection on Bancor lets LPs passively earn $BNT rewards + $WBTC swap fees without actively managing their position Simply stake & earn 👉 bancor.network

BancorVortex @BancorVortex

🐋🐋🐋 BIG STAKE ALERT ON https://t.co/NQygDKhfGx 🐋🐋🐋 ✅🛡 Protection Added 🛡✅ 🗓 05 Jul 21 07:27 UTC ⛓ Tx hash: https://t.co/mrXLDm7d0S 💰 Amount Staked: 59.00 $WBTC 💲 Value: ≈ $2,023,877.00 🏊‍♂️ Pool: WBTC 🚨Follow "BancorAlerts" on Telegram🚨

Bancor @Bancor

⚡️ $RUNE (@THORChain) has been whitelisted by the BancorDAO! ⚡️ $RUNE LPs on Bancor can now provide single-sided liquidity ( $RUNE only) with protection from impermanent loss & earn swap fees in $RUNE! ⚡️ Stake & earn $RUNE on bancor.network: app.bancor.network/eth/pool/add/0…